Who makes the rules?

So we have been trying to buy a house for a while now. We had put in an offer to a house only to find out someone had already bought it. Of course we had gone through all the right channels and was pre-approved for a loan. Well, the loan expired and we called to get it renewed. Turns out doing a VA loan, you have to have at least a year left in the military or been out for two years. WTH? So we have been trying to get a loan through all different banks. No one will give us one. We get the same line from everyone, "You have great credit, that is not stopping us, it is just that you only have five months left in the military." We explain to them that Matt will be going to school and getting paid for it from the GI bill and I will most likely get a job. Matt will also be working. Apparently that is not enough. It really gets on my nerve because you can give an average person a loan and they could be out of a job in five months. How is that better than us who has a plan? GRRR!!! All I can say is THIS SUCKS!!! Now it looks like we will be renting for awhile...which I feel is a waste of money if we could be putting that money into a house of our own. DANG IT...why can't we be rich and just walk in a buy the house outright. LOL Stupid rules.